Muffins of Necessity (apologies to Andy)

So today I woke up and felt like muffins. But it was the August holiday in Ontario and I was out of or almost out of some needed ingredients. So I thought about improvising and hit on what I think is a winner. Peanut butter, Nutella, banana and chocolate chip muffins. What could go wrong? 

2 cups flour

Half cup sugar

3 tsp baking powder

1/2 tsp salt

A handful of chocolate chips

Mix the dry ingredients in a large bowl

1 egg 

3 very ripe bananas

1/2 cup peanut butter

1/2 cup Nutella

1/4 cup chocolate milk

Blend until smooth with a hand blender

Bake at 400°F for 20 minutes

Enjoy!